Plastic Surgery Financing
  • Immediate decisions without affecting your credit!
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential
Prosper Healthcare Lending

In today’s world, pursuing personal well-being and confidence through cosmetic enhancements is increasingly common. That’s why many turn to Dr. A.J. Khalil, a renowned board-certified plastic surgeon whose practice has helped thousands of individuals achieve their aesthetic goals. However, the financial aspects of plastic surgery can pose an obstacle for some patients. Fortunately, financing plans can make cosmetic procedures accessible to patients with various incomes.

Why Patients Use and Like Financing

Plastic Surgery Financing in Beverly Hills

The decision to undergo plastic surgery is deeply personal, often driven by the desire for improved self-esteem and happiness. However, the costs associated with high-quality plastic surgery can be prohibitive for some. Financing options open the door to these life-changing procedures by making them financially accessible. Patients appreciate the flexibility that financing offers, allowing them to spread the cost of surgery over an extended period to fit their budgets. This flexibility means that patients don’t have to wait years to save up for a procedure, allowing them to enjoy the benefits of plastic surgery sooner rather than later. Moreover, financing plans can be tailored to individual financial situations, ensuring patients can comfortably afford their payments without undue stress.

Does Insurance Cover Plastic Surgery?

Plastic Surgery Costs in Beverly Hills

It’s important to understand that insurance does not cover most cosmetic surgery procedures. This is because these procedures are considered elective surgeries performed for aesthetic purposes. Exceptions exist for reconstructive surgeries that are deemed medically necessary, such as breast reconstruction post-mastectomy. However, for most cosmetic procedures, patients must pay out of pocket. This reality underscores the value of financing options, as they provide a viable pathway to surgery for those without the immediate means to cover the total cost upfront.

Financing Options

Dr. A.J. Khalil is proud to offer three reputable financing options to patients, all of which make plastic surgery more accessible to those who desire it.


Prosper Healthcare Lender specializes in financing medical procedures, offering low-interest loans with flexible terms. This company provides immediate approval/disapproval for loans under a certain amount without impacting applicants’ credit score. Prosper is an attractive option for those seeking straightforward, competitive financing solutions.

CareCredit is a healthcare credit card designed for health, beauty, and wellness expenses. It offers promotional financing with zero interest if paid in full within a specified period, typically six to 24 months.


Alphaeon Credit offers a credit card exclusive to healthcare services, including plastic surgery. With unique financing options available, Alphaeon Credit allows patients to make monthly payments, often with the possibility of deferred interest. This option is tailored to fit various budgetary needs, ensuring patients can find a payment plan that works for them.

Alphaeon Credit

Patient Forms

Learn More About Financing Options at Dr. Khalil’s Office in Beverly Hills

The journey to personal transformation through plastic surgery is exciting, and financial constraints shouldn’t deter anyone from pursuing their aesthetic goals. With financing options such as Prosper Healthcare Lender, CareCredit, and Alphaeon, Dr. A.J. Khalil’s practice ensures this journey is accessible to a broader audience. These options reflect an understanding of patients’ needs and a commitment to providing care that accommodates individual financial situations, making dreams of aesthetic enhancement a reality.

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